Millennials Get the Best Life Insurance Rates & Don't Even Know It!

Guest post

Today, we have a guest post from Danielle YB Vason of SheMakesCents. This opportunity came up courtesy of HealthIQ, a company that is focused on getting lower health insurance rates for health-conscious folks.

This post focuses on life insurance. Is it right for you? Well, frankly, it depends on your situation. If you have family members that depend on your income (in part or entirely), and/or if you have co-signers on student loans, then life insurance may be a good option for you to financially protect your family against disaster. Life insurance will only get more expensive as you get older!

However, if you do not have a family or student loan debt, then who would be the beneficiary of your life insurance policy? And why? So, as with all insurance products, your personal situation dictates whether it's a smart move or a rip-off.

Danielle's own post, with more detail on the topic, is available here.

Millennials Get the Best Rates on Life Insurance & Don’t Even Know It

                                                              —Danielle YB Vason, SheMakesCents

When you hear the term “life insurance,” what comes to mind?  Is it your parents’ and grandparents’ generation?  Is it a sad thought like death or the process of planning a funeral?  Or, is it something that you have on your to-do list to understand when you are “older” because you are not in that headspace right now?  

Do Doctors Earn Enough?

Do Doctors Earn Enough to Make Ends Meet?

Or, The Very Definition of Lifestyle Inflation

We all know that physicians must go through many years of expensive schooling, as well as grueling residencies and tough exams, before being certified to practice medicine. And, once they finish this long ordeal, doctors finally begin to make generous salaries upwards of $200,000 or more every year.

But, considering the onerous burden of student loans and the relatively short careers (thus impairing their lifetime earning power), are these salaries actually enough for doctors to make ends meet?

Debt, Retirement, and The Problem With Dave Ramsey

This writer points out flaws with advice from the extremely popular faith-based financial guru, Dave Ramsey: http://frugalvagabond.com/2015/10/12/dave-ramseys-awful-advice/

Thumbnail from https://www.youtube.com/watch?v=C7VOZnJy7lE

If you watch the video, you'll notice how quickly he casts doubt on the motives of the person 

who's asking a perfectly legitimate question. This is not the behavior of somebody who is being honest! 

Remember, Dave, Jesus said: "No good tree bears bad fruit."