Millennials Get the Best Life Insurance Rates & Don't Even Know It!

Guest post

Today, we have a guest post from Danielle YB Vason of SheMakesCents. This opportunity came up courtesy of HealthIQ, a company that is focused on getting lower health insurance rates for health-conscious folks.

This post focuses on life insurance. Is it right for you? Well, frankly, it depends on your situation. If you have family members that depend on your income (in part or entirely), and/or if you have co-signers on student loans, then life insurance may be a good option for you to financially protect your family against disaster. Life insurance will only get more expensive as you get older!

However, if you do not have a family or student loan debt, then who would be the beneficiary of your life insurance policy? And why? So, as with all insurance products, your personal situation dictates whether it's a smart move or a rip-off.

Danielle's own post, with more detail on the topic, is available here.

Millennials Get the Best Rates on Life Insurance & Don’t Even Know It

                                                              —Danielle YB Vason, SheMakesCents

When you hear the term “life insurance,” what comes to mind?  Is it your parents’ and grandparents’ generation?  Is it a sad thought like death or the process of planning a funeral?  Or, is it something that you have on your to-do list to understand when you are “older” because you are not in that headspace right now?  

Froogal Stoodent guest posts

Running list of guest posts

I've been involved in a few guest posts over the years. I've written a few, and I've recently hosted one, hopefully with more on the way! Since I was recently involved in a couple of these, I figured it would be wise to keep a complete list of what I've done so far.

In chronological order:

Guest posts I've authored:

• December 2014: http://canadianbudgetbinder.com/2014/12/22/setting-goals-like-wealthy/ 
• My first guest post ever, at the request of Mr. CBB! I appreciate the opportunity! :-)
• June 2015: https://dealspotr.com/article/how-to-eat-for-less-in-college
• At the request of Dealspotr. I'm grateful for the opportunity to get my work featured on a blog with such diverse content!
• April 2018: Well, it's not really a guest post per se, but my piece "Chasing Money Ghosts" was featured on CampFIRE Finance: https://www.campfirefinance.com/chasing-money-ghosts/ (archived version here)

Compilations of advice to which I've contributed:

• December 2016: http://penniesanddollars.com/smart-people-save-money/ (this page - though not the whole website - is currently defunct; archived version here)
• April 2017: http://buybackfreedom.com/18-financial-success-tips-from-top-bloggers/ (site is currently defunct; archived version here)

Guest posts by others, hosted on The Froogal Stoodent:

• March 2017: http://froogalstoodent.blogspot.com/2017/03/the-3-best-passive-income-apps.html
• May 2017: http://froogalstoodent.blogspot.com/2017/05/equity-crowdfunding-or-how-you-can-help.html
• November 2017: http://froogalstoodent.blogspot.com/2017/11/millennials-get-best-life-insurance.html
• May 2021: https://froogalstoodent.blogspot.com/2021/05/your-guide-to-getting-mortgage-as-at.html
• September 2021: https://froogalstoodent.blogspot.com/2021/09/practical-financial-management-tips-to.html
• October 2024: https://froogalstoodent.blogspot.com/2024/10/guest-post-constructing-solid.html
• March 2025: https://froogalstoodent.blogspot.com/2025/03/how-college-students-can-earn-degree.html
• May 2025: https://froogalstoodent.blogspot.com/2025/05/guest-post-how-to-grow-wild-mind.html
• July 2025: https://froogalstoodent.blogspot.com/2025/07/guest-post-youre-not-bad-with-money.html

If you're seeking a guest-posting opportunity, know that I evaluate 

each post on a case-by-case basis. Send me a brief summary of 

what you'd like to write about, and I'll consider it! 

If you have a proposal, you can contact me

at thefroogalstoodent <at> gmail <dot> com. 

In case you're curious why I—and other people—write their e-mails this way on websites...here's your answer.

Content published on The Froogal Stoodent by the request of others:

• February 2016: http://froogalstoodent.blogspot.com/2016/02/what-makes-great-analyst.html
• A response to a question by Quandl, a data analysis site. Other financial bloggers posted their own ideas on this topic as well. This post was not paid, nor are any of my other posts. 
• I do get a small commission on traffic I refer to Amazon, at no cost to the buyer. This is my only source of revenue from this blog.