How advertising ruins your life

According to this article, companies spent nearly $600 billion—that's billion with a b—on advertising around the world in 2015 alone!

All of this money is geared toward one thing: convincing you to spend, spend, spend! Is it really any wonder that consumer debt is sky-high, and 70% of Americans believe that debt is necessary? I'm here to tell you that it's not necessary. Not at all.

The point of advertising is to make you want stuff. And if you spend your money on stuff, it can't be invested and go to work for you. In fact, many businesses use some pretty clever psychological tricks to get people to spend money on an annual, biannual, or monthly basis. So, despite the clickbait-y title, it's true in a general sense: the constant stream of advertising ruins people's lives!

What happens if you don't buy into the advertising hype? Well, take me for example: I live on under $13,000 a year, before taxes. And I make money doing it! Not much money, mind you, but I live well below my meager means!

Watch Dave Ramsey explain why you're in debt

I've criticized Dave Ramsey before, but he really hits the nail on the head in this rant: https://www.youtube.com/watch?v=K1usdOW4RyI

Think, America!

Are colleges ripping off students?

Yikes! According to a Washington Post article from 2013, colleges and universities are spending recklessly, and charging more tuition while spending less on education-related services. This isn't good for higher education--and it certainly isn't a sustainable path for the future!