Arbitration agreement? Run away...

Useful advice from Steve Lehto, a consumer attorney and car buff who often contributes helpful advice to prospective car buyers on Jalopnik. This man seems to have a lot of sense, judging by the many articles I've read by him.

Here's why arbitration tends not to work as well in practice as it does in theory:

http://carbuying.jalopnik.com/avoid-getting-screwed-by-the-arbitration-trap-1703849839

Is Playing the Lottery Just Cheap Entertainment?

In a brief bit of research into playing the lottery, I saw numerous comments to the effect of, "It's only a couple dollars, and it's cheap entertainment--I dream about what I'd do with the money if I won the jackpot. It may even start a conversation with family members about what they'd do!"

from a pretty good Psychology Today article here: 

https://www.psychologytoday.com/blog/affluence-intelligence/201203/lottery-itis

This left me incredulous and little ticked off, though it took me a moment to understand why. Soon enough, I figured out why that is one of the stupidest justifications I've ever heard!

Here's my explanation...You ready? Here goes: