Grad Student Blues
How I live on less than $10,000 per year
Showing posts with label Phroogal. Show all posts
Showing posts with label Phroogal. Show all posts
Friday, June 12, 2015
Monday, May 26, 2014
Social media
I've caved in...The Froogal Stoodent is now on Twitter! Follow me at http://twitter.com/FroogalStoodent or @FroogalStoodent if you prefer.
You can also find me on or on Reddit, StumbleUpon, Tumblr, or Google+ by searching for Froogal Stoodent (you may have to run it together into one word).
I can also be found on phroogal.com, though that's not necessarily a social media site--but it does have lots of great information! (And despite the similarities in our names, I'm not affiliated with phroogal.com)
I recently got a Bloglovin and Pinterest account: Check them out!
You can find my Facebook at http://www.facebook.com/profile.php?id=100008252777527
Facebook suspended my activity for using the Froogal Stoodent name, instead of making a "Celebrity Page," which must be linked to an account with a real name. If you have an unusual name, they may do it to you, too. So I won't bother trying to reinstate my Facebook account.
Happy saving!
You can also find me on or on Reddit, StumbleUpon, Tumblr, or Google+ by searching for Froogal Stoodent (you may have to run it together into one word).
I can also be found on phroogal.com, though that's not necessarily a social media site--but it does have lots of great information! (And despite the similarities in our names, I'm not affiliated with phroogal.com)
I recently got a Bloglovin and Pinterest account: Check them out!
Facebook suspended my activity for using the Froogal Stoodent name, instead of making a "Celebrity Page," which must be linked to an account with a real name. If you have an unusual name, they may do it to you, too. So I won't bother trying to reinstate my Facebook account.
Happy saving!
Friday, May 23, 2014
The benefits of credit unions
There is a great post by the blog at phroogal.com, a website dedicated to giving people practical financial advice. The post (link at the bottom of this page) deals with the topic of credit unions.
I wanted to take the opportunity to chime in on the topic myself. In case you don't already know, a credit union is a financial institution similar to a bank. The difference is that banks are established to make a profit; credit unions are not-for-profit institutions, as established by federal law. So you can go to a credit union to open a savings account, take out a loan, open investments like a 401(k), and so on. Anything you can do at a bank, you can do at a credit union. The only restriction on membership for many credit unions is that you have to live in a certain geographical area.
The benefit of using a credit union is that the loans usually feature a lower interest rate, and the savings/checking accounts sometimes pay higher interest rates as well. Granted, this varies from institution to institution, as well as from one point in time to another. But the general trend holds--since credit unions aren't out to make a buck, they can be a little more generous to their members.
I wanted to take the opportunity to chime in on the topic myself. In case you don't already know, a credit union is a financial institution similar to a bank. The difference is that banks are established to make a profit; credit unions are not-for-profit institutions, as established by federal law. So you can go to a credit union to open a savings account, take out a loan, open investments like a 401(k), and so on. Anything you can do at a bank, you can do at a credit union. The only restriction on membership for many credit unions is that you have to live in a certain geographical area.
The benefit of using a credit union is that the loans usually feature a lower interest rate, and the savings/checking accounts sometimes pay higher interest rates as well. Granted, this varies from institution to institution, as well as from one point in time to another. But the general trend holds--since credit unions aren't out to make a buck, they can be a little more generous to their members.
Subscribe to:
Posts (Atom)